Top Digital Payment Methods and Leading Online Payments Companies

Digital payment methods are a key part of global e-commerce. The most popular payment providers have a critical impact on the online shopping experience, as the payment process determines conversion rates and consumer trust.

Leading Online Payments Companies

# 1
VISA (Cards)
Usage Share 2025

77.0%

# 2
Mastercard (Cards)
Usage Share 2025

76.9%

# 3
American Express (Cards)
Usage Share 2025

56.5%

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The payment provider landscape is diverse and growing, but there are common global preferences. When it comes to the most popular online payment methods by country, credit cards tend to be in the lead. More recently, the card providers are being challenged by e-wallets, the most recognized of which is PayPal. In 2026, the biggest payment provider in the e-commerce world is VISA (Cards), with a global online store adoption rate of 77.0%. In second place is Mastercard (Cards), which is offered by 76.9% of online stores. It is followed by American Express (Cards), which is globally adopted by 56.5% of online stores.

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